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State Farm® Insurance Agent

Gai Allen

Gai Allen Insurance Agcy Inc

9400 Livingston Rd
Suite 125
Fort Washington, MD 20744-4900

Rear of South Potomac Professional Center

Profile photo of a State Farm Agent named: Gai Allen

Would you like to create a personalized quote?

Office Info

Office Hours

9am - 5pm
Call or text us 24 hours a day!

Contact me to schedule a virtual meeting


9400 Livingston Rd
Suite 125
Fort Washington, MD 20744-4900



Did you know that April is Distracted Driving Awareness Month? It's important to make sure that you're practicing safe driving habits when on the road. Stay focused, stay alive! Distracted driving is a serious threat to your safety and the safety of others on the road. It only takes a split second of distraction to cause a life-changing accident. Let's make a commitment to eliminate distractions behind the wheel and prioritize our safety. Remember, your loved ones are waiting for you at home. Don't let a momentary distraction take that away. Stay alert, stay alive!

  • 1. Put your phone away: Keep your phone out of sight and out of reach while driving. If necessary, use a hands-free system or enable a "Do Not Disturb" mode to minimize distractions.

  • 2. Plan ahead: Set your GPS, adjust your mirrors, and choose your music or podcast playlist before you start driving. This way, you won't need to make adjustments while on the road.

  • 3. Avoid multitasking: Focus solely on driving and avoid engaging in other activities that can divert your attention, such as eating, grooming, or reading.

  • 4. Take regular breaks: If you're going on a long journey, schedule breaks to rest and recharge. Fatigue can impair your ability to concentrate on the road.

  • 5. Be a responsible passenger: If you're riding with someone who is driving distracted, speak up and encourage them to focus on the road. Offer to help with tasks like navigation or adjusting the radio so that they can keep their attention on driving.

From your Home to your Auto, and everything in between, our dedicated and experienced team is ready to provide a plan that aligns with your family's unique needs. Choose Gai Allen's State Farm to be your partner as you navigate the changing seasons. We're here to be a good neighbor and provide you with coverage you can rely on.

Whether it's protecting your Home, Auto, Apartment, Condo or even your loved ones with Life insurance, you can rely on our team to be your steadfast partner on the road ahead. When you call us or go online for a quote, you'll save money by taking advantage of our great discounts when you Bundle Your Home and Auto with our Personal Price Plan!

Welcome from the Gai Allen State Farm team! Our Fort Washington office is here to be your local State Farm resource for all your insurance needs. I have been a State Farm Agent since 1995 helping customers across Maryland select their insurance and help them recover from the unexpected. While I have been a State Farm agent, I have lived in the Metropolitan area for 39 years. I moved to this lovely area from Delaware in 1984 to open this office! I enjoy contributing to numerous local and national charitable organizations when the opportunity presents itself. In my free time, I enjoy live theater and traveling when I can!

We can assist you with the following:

  • Are you in the market for your first vehicle? Our team can help you find the Auto Insurance that is right for you and send you driving with confidence. Our coverage includes Cars, Trucks, Electric Vehicles, Motorcycles, Boats, and more. Our office can even insure your Golf Cart!

  • Looking to buy your first home or rent your first apartment? Give us a call and we can help you find quality Homeowners Insurance. We offer comprehensive policies to insure your Home, Apartment, Condo or Rental Unit.

  • Life Insurance is a very important decision! If you are looking to find a plan that provides financial security for you and your loved ones, we can help. We want to provide you with life insurance that is comprehensive yet easy to manage.

  • We have Small Business Insurance for the financial security and viability of your business and your employees.

While our office is in Fort Washington, Maryland, we support our customers in many states and communities like Washington D.C., Northern Virginia, Waldorf, Accokeek, Upper Marlboro, and many more. If you have questions, give our office a call today!

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking, Mutual Funds, Annuities

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Our team works diligently with our customers to find the insurance that fits their needs. We are ready to provide excellent insurance and customer service to the residents of Maryland, Washington D.C., Virginia, including Fort Washington, National Harbor, and Waldorf. We cover a wide range of insurance from, Auto Insurance, Home Insurance, & Commercial Insurance to Life Insurance & Health Insurance. We look forward to welcoming you into our State Farm Family and helping you with your insurance!

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Our licensed team members include Raymond, Ola, Amber, Holly, Melissa, & Sidney. They are ready to assist with all your insurance needs whether it be Auto, Home, Renters, Life, or Health Insurance. Located in Fort Washington at 9400 Livingston Road. Give us a call and we would be happy to put you on the right path to insurance!

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Raymond Howell Jr State Farm Agent Team Member

Raymond Howell Jr

Office Manager

I have been a part of the Gai Allen State Farm Team since 2003. I enjoy helping our State Farm customers manage their Business, Auto, Home, Renters, Life, and Health Insurance. I was born in Virginia but grew up in Clinton, Maryland about 15 minutes from this office! There is constant work to do around the house, but if I have spare time you can find me on the water with a fishing rod in my hand!

Ola Williams State Farm Agent Team Member

Ola Williams

Account Manager

I joined the Gai Allen State Farm Team in 2018! I am an agent team member and really enjoy helping customers with their Life, Health, Auto, Home, & Renters Insurance. I live about 30 minutes from the office in Upper Marlboro. I've lived here for six years now. I enjoy getting to know new and interesting people and helping them with their insurance, especially by helping them protect their families with life insurance. I am a huge fan of America’s favorite football team!

Holly Alfaro State Farm Agent Team Member

Holly Alfaro

Account Manager

I have been a part of the Gai Allen State Farm Team since 1999. I am licensed in Life, Health, Property and Casualty Insurance. I previously lived in the Maryland area back in 2007. Now I work remotely from sunny Florida. I am a pastor’s wife and Mom to my wonderful kids! I am bilingual and speak English and Spanish.

Amber King State Farm Agent Team Member

Amber King

Account Manager

Welcome! I have been on the Gai Allen State Farm Team since 2019 as an Account Manager. I am licensed to work with Life Insurance, Health Insurance, along with Auto, Home, Flood, & Renters Insurance. I currently live in Charm City (Baltimore, MD) and have lived in Maryland my entire life! I was born and raised in Silver Spring and even went to college on the Eastern Shore. I love to travel abroad whenever I can and take every opportunity to scuba dive.

Sidney Loveday State Farm Agent Team Member

Sidney Loveday

I joined State Farm in 2019 and recently joined the Gai Allen State Farm agency. I am licensed in Auto, Home, Life, and Health insurance and am eager to help individuals with their insurance needs. When I'm not working, I enjoy spending my free time traveling and paddle boarding on the water.

Melissa Howell State Farm Agent Team Member

Melissa Howell

Account Manager

I have been working with the Gai Allen State Farm Team since 2001. I am an insurance Representative and work with customers to assess their insurance needs. I am licensed to work with Car, Home, Renters, Life, & Health Insurance. I have lived in Southern Maryland since I was a child. I serve as the Charles County Area Coordinator for Operation Christmas Child. In my free time, I love to line dance and paint.